General Liability Insurance
The purpose of general liability insurance is to protect the University against legally imposed liability due to an accident or unintended incident. The policy covers claims against the University and its employees and volunteers for incidents occurring within the scope of their duties and responsibilities.
It is economically impossible to pay for coverage to insure everyone’s possessions and/or property, with little or no deductible. Therefore, claims for losses under $1,000 are rarely covered by the University’s insurance policies.
A. Accidents / Occurrences / Claims
All incidents resulting in an injury or illness to an employee, student, or visitor, or damage to Alvernia property must be reported to Public Safety at 610-796-8350 as soon as possible. Public Safety will notify the appropriate departments and will complete an Incident Report. The Environment Health & Safety Manager will also be notified and she will complete an Accident Investigation Report. The EH&S Manager must report certain types of accidents to the Occupational Health & Safety Administration and she looks for trends to determine if something needs to be changed to prevent further accidents.
B. Lawsuits / Complaints / Subpoenas
The University is required to notify its insurance carriers of any potential lawsuit, claim, or complaint against the University. Therefore, all notices, correspondence, or subpoenas pertaining to any type of complaint or claim received by a University department must immediately be forwarded to the Director of Procurement & Risk Management.
C. General Procedures for Liability Claims
- Employees should not discuss a case with anyone until instructed by Counsel or the Director of Procurement & Risk Management.
- Make no statements admitting liability.
- Try to keep all evidence of the accident intact until the insurance carrier’s authorized agent or a representative from Public Safety arrives.
- If any machine or object could be responsible for the accident, render it inoperable and preserve it in a safe place until it can be examined. Contact the Procurement & Risk Management office if you have any questions.
Monday - Friday 8:00 am – 4:30 pm
400 Saint Bernardine Street
Reading, PA 19607
951 Morgantown Road, 2nd floor
Reading, PA 19607
Carol Munn, CRM, C.P.M.
Director of Procurement & Risk Management
Procurement / Accounting